Logo

Loan Simulator

Calculate your loan

This calculation should only be used as a reference; the results may not be accurate in all situations.

💰 What is a loan simulator?

A loan simulator helps calculate installment amounts based on total loan value, interest rate, and number of installments. It helps you financially plan before committing to any loan.

📊 Which amortization systems can I use?

This tool allows you to simulate two common amortization methods in Brazil:

  • SAC (Constant Amortization System) – decreasing installments, constant amortization, ideal for those who want to pay less interest over time.
  • Price – fixed installments, better budget control, but higher initial interest.

Use this simulator to compare both and choose the best for your financial profile.

🤔 Frequently Asked Questions about Loans

1. Can I trust this simulator?
Yes! Although the values are estimates, they are based on real formulas used in banks.

2. Is this for mortgage calculations?
Yes, it works for mortgages, car loans, personal loans, or any installment-based credit.

3. Do I need to pay to use it?
No! Utinix is free, with no registration or login required.

Comments: 0